Lender Placed Flood Insurance

Find the right lender-placed flood insurance for your real estate portfolio

All lenders, borrowers and servicers are required to insure every mortgage loan that lies within a Special Flood Hazard Area (SFHA) with flood insurance. Financial institutions are regulated and subject to audit to ensure compliance.

The lack of flood insurance on a mortgage loan can not only be devastating for a lender or servicer should a flood occur, but it is also a violation of government policy, which can result in severe penalties and fines.

Constructing the right flood insurance coverage for your loan portfolio can be a complicated and difficult task. There are many policy options to choose from that impact not only the cost of the policies, but also the coverage that protects you from situations that can arise over the life of a loan. The IL Group can find the right lender-placed flood insurance for your real estate portfolio.


Contact us to find out how you can best protect your portfolios and investments from increased compliance risk while improving both hazard and flood insurance operations.

What You Can Insure

  • Residential property
  • Commercial property
  • Manufactured homes
  • Condominiums
  • Special and unique properties
  • HELOC and second mortgages

Mortgage Insurance Application

Intelligent Portfolio Protection Overview Sheet